DSCR rental loans
Long-term purchase or refinance financing sized primarily around rental-property cash flow.
- Long- and short-term rentals
- Purchase, rate-term, or cash-out
- Entity and eligible portfolio scenarios
Private money brokerage for investors & operators
Rocket fuel for investor deals.
Find a clearer capital path for rental properties, fix-and-flips, ground-up construction, and business growth—without forcing every deal into one lending box.
DSCRFix & FlipGround-UpBusiness Funding
Business-purpose financing. Programs and eligibility vary by lender, property, borrower, and state.
Choose the mission
What are you financing?
Start with the deal and intended exit. Propello helps package the scenario, identify likely constraints, and route it toward a relevant funding path.
Fix & flip loans
Short-term acquisition and rehab capital built around cost, scope, experience, ARV, and exit.
- Purchase plus eligible rehab
- First-time and repeat investors
- Flip, bridge, or rental exit
Ground-up construction
Capital for eligible vertical construction projects with controlled draws and a defined exit.
- Build-to-sell or build-to-rent
- Lot, plans, budget, and permits
- Experience and liquidity review
Business funding
Working capital and longer-term business-purpose options matched to the company's profile and use.
- Working capital and credit lines
- Equipment and acquisition
- SBA and other eligible paths
Brokerage advantage
One deal should not depend on one lending box.
Propello evaluates the scenario across a working lender network. That creates room to compare fit when property type, experience, DSCR, leverage, credit, geography, or timing makes a deal less conventional.
Specialty paths are not available for every scenario and remain subject to lender underwriting and current program rules.
DSCRCash flow
LTVLeverage
ARVExit value
LTCProject cost
LIQLiquidity
Different missions. Different ratios. One clear submission.
Free DSCR calculator
See whether the rent can carry the debt.
Model a purchase or refinance using rent, rate, loan structure, taxes, insurance, and HOA dues. Get estimated DSCR, PITIA, LTV, reserves, and cash to close or cash-out proceeds.
Educational estimate only. A calculator result is not a quote or approval.
From intake to launch
A disciplined route through a fast-moving deal.
Share the scenario
Property, use of funds, experience, credit range, liquidity, timeline, capital stack, and intended exit.
Pressure-test the fit
Identify the ratios, documents, state rules, property constraints, and potential blockers that matter.
Move to the right lane
Continue into the relevant application and lender review when the scenario appears ready for launch.
Location intelligence
Capital is national. Lending rules are local.
Propello reviews coverage lender by lender and deal by deal. Initial location guides are being built for markets where the active network shows useful depth across investor programs.
Check My Property StateGeorgiaFloridaTexasNorth CarolinaSouth CarolinaArizonaCaliforniaMississippiAvailability and terms vary by product, lender, property, and current program.
Not lender-ready yet?
Explore Venture ReadyFix the borrower profile without losing sight of the deal.
When credit is the blocker, Venture Ready—Propello's sister company—helps people work toward a stronger credit and funding profile before they reapply.
Decision support
Know what lenders will examine.
Use Propello's articles to understand DSCR, PITIA, leverage, ARV, LTC, liquidity, experience, draws, reserves, and exit planning before the application starts.
Browse Investor ArticlesPopular starting point
Which financing path matches the project?
| Goal | Likely path |
|---|---|
| Buy or refinance a stabilized rental | DSCR |
| Acquire, rehab, and sell | Fix & flip |
| Build on eligible, build-ready land | Ground-up |
| Fund operating or equipment needs | Business funding |
Ready for review?
Put your deal on the launchpad.
Tell us what you are funding and where the deal stands. Propello will use the details to identify a relevant path; every option remains subject to lender approval.